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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$425,970$396,000
Remaining term (yrs)27.330.0
Secondary amount$0$0
Funding fee$2,130$0
Note rate6.64%7.18%
Blended rate6.64%7.42%
1st payment$2,815.26$2,682.64
2nd payment$0.00$0.00
Taxes / mo$193.42$193.42
Insurance / mo$150.00$150.00
MI / mo$0.00$79.20
HOA / mo$84.00$84.00
Total monthly$3,242.67$3,189.26
Cash to close$14,030$44,000