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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$484,391$449,999
Remaining term (yrs)28.830.0
Secondary amount$0$0
Funding fee$2,422$0
Note rate6.81%7.18%
Blended rate6.81%7.42%
1st payment$3,197.70$3,048.45
2nd payment$0.00$0.00
Taxes / mo$184.00$184.00
Insurance / mo$166.67$166.67
MI / mo$0.00$90.00
HOA / mo$94.00$94.00
Total monthly$3,642.36$3,583.12
Cash to close$15,608$50,000