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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$583,456$539,999
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$2,917$0
Note rate6.35%7.18%
Blended rate6.35%7.42%
1st payment$3,718.79$3,658.14
2nd payment$0.00$0.00
Taxes / mo$137.67$137.67
Insurance / mo$166.67$166.67
MI / mo$0.00$108.00
HOA / mo$195.00$195.00
Total monthly$4,218.13$4,265.48
Cash to close$16,543$60,000