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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$339,668$341,100
Remaining term (yrs)24.830.0
Secondary amount$0$0
Funding fee$1,698$0
Note rate2.9%7.18%
Blended rate2.9%7.42%
1st payment$1,596.76$2,310.73
2nd payment$0.00$0.00
Taxes / mo$162.25$162.25
Insurance / mo$150.00$150.00
MI / mo$0.00$68.22
HOA / mo$86.83$86.83
Total monthly$1,995.84$2,778.03
Cash to close$39,332$37,900