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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$376,269$287,910
Remaining term (yrs)25.730.0
Secondary amount$0$0
Funding fee$1,881$0
Note rate5.7%7.18%
Blended rate5.7%7.42%
1st payment$2,321.60$1,950.40
2nd payment$0.00$0.00
Taxes / mo$102.17$102.17
Insurance / mo$150.00$150.00
MI / mo$0.00$57.58
HOA / mo$94.00$94.00
Total monthly$2,667.77$2,354.15
Cash to close$0$31,990