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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$348,512$288,000
Remaining term (yrs)27.730.0
Secondary amount$0$0
Funding fee$1,743$0
Note rate6.87%7.18%
Blended rate6.87%7.42%
1st payment$2,343.39$1,951.01
2nd payment$0.00$0.00
Taxes / mo$96.83$96.83
Insurance / mo$150.00$150.00
MI / mo$0.00$57.60
HOA / mo$28.67$28.67
Total monthly$2,618.89$2,284.12
Cash to close$0$32,000