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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$242,160$223,200
Remaining term (yrs)27.430.0
Secondary amount$0$0
Funding fee$1,211$0
Note rate6.9%7.18%
Blended rate6.9%7.42%
1st payment$1,639.60$1,512.03
2nd payment$0.00$0.00
Taxes / mo$67.50$67.50
Insurance / mo$150.00$150.00
MI / mo$0.00$44.64
HOA / mo$0.00$0.00
Total monthly$1,857.10$1,774.17
Cash to close$5,840$24,800