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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$354,207$324,000
Remaining term (yrs)27.130.0
Secondary amount$0$0
Funding fee$1,771$0
Note rate7.03%7.18%
Blended rate7.03%7.42%
1st payment$2,435.71$2,194.89
2nd payment$0.00$0.00
Taxes / mo$157.58$157.58
Insurance / mo$150.00$150.00
MI / mo$0.00$64.80
HOA / mo$86.00$86.00
Total monthly$2,829.30$2,653.27
Cash to close$5,793$36,000