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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$372,760$360,000
Remaining term (yrs)24.830.0
Secondary amount$0$0
Funding fee$1,864$0
Note rate2.9%7.18%
Blended rate2.9%7.42%
1st payment$1,752.33$2,438.77
2nd payment$0.00$0.00
Taxes / mo$134.17$134.17
Insurance / mo$150.00$150.00
MI / mo$0.00$72.00
HOA / mo$125.00$125.00
Total monthly$2,161.49$2,919.93
Cash to close$27,240$40,000