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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$459,693$413,910
Remaining term (yrs)28.730.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.84%7.18%
Blended rate7.39%7.42%
1st payment$3,046.56$2,803.97
2nd payment$0.00$0.00
Taxes / mo$247.42$247.42
Insurance / mo$166.67$166.67
MI / mo$213.31$82.78
HOA / mo$212.00$212.00
Total monthly$3,885.96$3,512.84
Cash to close$207$45,990