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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$447,011$416,250
Remaining term (yrs)28.030.0
Secondary amount$0$0
Funding fee$2,235$0
Note rate6.09%7.18%
Blended rate6.09%7.42%
1st payment$2,771.97$2,819.82
2nd payment$0.00$0.00
Taxes / mo$218.25$218.25
Insurance / mo$166.67$166.67
MI / mo$0.00$83.25
HOA / mo$142.00$142.00
Total monthly$3,298.89$3,429.99
Cash to close$15,489$46,250