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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$266,202$265,500
Remaining term (yrs)29.230.0
Secondary amount$0$0
Funding fee$1,331$0
Note rate6.16%7.18%
Blended rate6.16%7.42%
1st payment$1,636.37$1,798.59
2nd payment$0.00$0.00
Taxes / mo$121.08$121.08
Insurance / mo$150.00$150.00
MI / mo$0.00$53.10
HOA / mo$90.00$90.00
Total monthly$1,997.45$2,212.77
Cash to close$28,798$29,500