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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$303,215$286,200
Remaining term (yrs)26.130.0
Secondary amount$0$0
Funding fee$1,516$0
Note rate6.94%7.18%
Blended rate6.94%7.42%
1st payment$2,096.43$1,938.82
2nd payment$0.00$0.00
Taxes / mo$140.67$140.67
Insurance / mo$150.00$150.00
MI / mo$0.00$57.24
HOA / mo$120.00$120.00
Total monthly$2,507.10$2,406.73
Cash to close$14,785$31,800