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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$246,153$196,200
Remaining term (yrs)27.430.0
Secondary amount$0$0
Funding fee$1,231$0
Note rate6.88%7.18%
Blended rate6.88%7.42%
1st payment$1,663.43$1,329.13
2nd payment$0.00$0.00
Taxes / mo$53.00$53.00
Insurance / mo$150.00$150.00
MI / mo$0.00$39.24
HOA / mo$255.00$255.00
Total monthly$2,121.43$1,826.37
Cash to close$0$21,800