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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$462,493$328,500
Remaining term (yrs)26.630.0
Secondary amount$0$0
Funding fee$2,312$0
Note rate6.39%7.18%
Blended rate6.39%7.42%
1st payment$3,010.03$2,225.37
2nd payment$0.00$0.00
Taxes / mo$195.58$195.58
Insurance / mo$150.00$150.00
MI / mo$0.00$65.70
HOA / mo$174.00$174.00
Total monthly$3,529.62$2,810.66
Cash to close$0$36,500