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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$350,656$351,000
Remaining term (yrs)27.330.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.66%7.18%
Blended rate7.21%7.42%
1st payment$2,322.03$2,377.80
2nd payment$0.00$0.00
Taxes / mo$136.25$136.25
Insurance / mo$150.00$150.00
MI / mo$165.61$70.20
HOA / mo$103.33$103.33
Total monthly$2,877.22$2,837.58
Cash to close$39,344$39,000