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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$602,510$593,100
Remaining term (yrs)27.630.0
Secondary amount$0$0
Funding fee$3,013$0
Note rate6.88%7.18%
Blended rate6.88%7.42%
1st payment$4,059.26$4,017.87
2nd payment$0.00$0.00
Taxes / mo$208.75$208.75
Insurance / mo$166.67$166.67
MI / mo$0.00$118.62
HOA / mo$0.00$0.00
Total monthly$4,434.67$4,511.90
Cash to close$56,490$65,900