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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$362,030$351,000
Remaining term (yrs)27.230.0
Secondary amount$0$0
Funding fee$1,810$0
Note rate6.95%7.18%
Blended rate6.95%7.42%
1st payment$2,468.05$2,377.80
2nd payment$0.00$0.00
Taxes / mo$158.25$158.25
Insurance / mo$150.00$150.00
MI / mo$0.00$70.20
HOA / mo$0.00$0.00
Total monthly$2,776.30$2,756.25
Cash to close$27,970$39,000