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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$498,106$359,910
Remaining term (yrs)28.230.0
Secondary amount$0$0
Funding fee$2,491$0
Note rate6.69%7.18%
Blended rate6.69%7.42%
1st payment$3,274.22$2,438.16
2nd payment$0.00$0.00
Taxes / mo$140.67$140.67
Insurance / mo$150.00$150.00
MI / mo$0.00$71.98
HOA / mo$78.00$78.00
Total monthly$3,642.89$2,878.80
Cash to close$0$39,990