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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$250,715$242,955
Remaining term (yrs)28.330.0
Secondary amount$0$0
Funding fee$1,254$0
Note rate6.89%7.18%
Blended rate6.89%7.42%
1st payment$1,677.66$1,645.86
2nd payment$0.00$0.00
Taxes / mo$23.92$23.92
Insurance / mo$150.00$150.00
MI / mo$0.00$48.59
HOA / mo$0.00$0.00
Total monthly$1,851.58$1,868.37
Cash to close$19,235$26,995