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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$417,614$377,100
Remaining term (yrs)29.330.0
Secondary amount$0$0
Funding fee$2,088$0
Note rate6.16%7.18%
Blended rate6.16%7.42%
1st payment$2,564.53$2,554.61
2nd payment$0.00$0.00
Taxes / mo$109.00$109.00
Insurance / mo$150.00$150.00
MI / mo$0.00$75.42
HOA / mo$72.33$72.33
Total monthly$2,895.86$2,961.36
Cash to close$1,386$41,900