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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$447,103$360,000
Remaining term (yrs)28.430.0
Secondary amount$0$0
Funding fee$2,236$0
Note rate5.62%7.18%
Blended rate5.62%7.42%
1st payment$2,624.99$2,438.77
2nd payment$0.00$0.00
Taxes / mo$145.00$145.00
Insurance / mo$150.00$150.00
MI / mo$0.00$72.00
HOA / mo$159.00$159.00
Total monthly$3,078.99$2,964.77
Cash to close$0$40,000