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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$408,425$352,800
Remaining term (yrs)28.530.0
Secondary amount$0$0
Funding fee$2,042$0
Note rate6.65%7.18%
Blended rate6.65%7.42%
1st payment$2,663.51$2,389.99
2nd payment$0.00$0.00
Taxes / mo$133.00$133.00
Insurance / mo$150.00$150.00
MI / mo$0.00$70.56
HOA / mo$56.83$56.83
Total monthly$3,003.34$2,800.38
Cash to close$0$39,200