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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$382,473$377,910
Remaining term (yrs)29.330.0
Secondary amount$0$0
Funding fee$1,912$0
Note rate6.11%7.18%
Blended rate6.11%7.42%
1st payment$2,336.42$2,560.09
2nd payment$0.00$0.00
Taxes / mo$123.42$123.42
Insurance / mo$150.00$150.00
MI / mo$0.00$75.58
HOA / mo$45.00$45.00
Total monthly$2,654.84$2,954.09
Cash to close$37,427$41,990