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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$408,361$403,650
Remaining term (yrs)25.930.0
Secondary amount$0$0
Funding fee$2,042$0
Note rate5.13%7.18%
Blended rate5.13%7.42%
1st payment$2,372.66$2,734.47
2nd payment$0.00$0.00
Taxes / mo$163.58$163.58
Insurance / mo$150.00$150.00
MI / mo$0.00$80.73
HOA / mo$137.00$137.00
Total monthly$2,823.24$3,265.78
Cash to close$40,139$44,850