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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$559,695$432,000
Remaining term (yrs)27.830.0
Secondary amount$0$0
Funding fee$2,798$0
Note rate6.89%7.18%
Blended rate6.89%7.42%
1st payment$3,766.97$2,926.52
2nd payment$0.00$0.00
Taxes / mo$184.58$184.58
Insurance / mo$166.67$166.67
MI / mo$0.00$86.40
HOA / mo$146.75$146.75
Total monthly$4,264.97$3,510.92
Cash to close$0$48,000