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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$387,837$385,200
Remaining term (yrs)27.130.0
Secondary amount$0$0
Funding fee$1,939$0
Note rate7.29%7.18%
Blended rate7.29%7.42%
1st payment$2,733.30$2,609.48
2nd payment$0.00$0.00
Taxes / mo$159.25$159.25
Insurance / mo$150.00$150.00
MI / mo$0.00$77.04
HOA / mo$0.00$0.00
Total monthly$3,042.55$2,995.77
Cash to close$40,163$42,800