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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$446,592$423,000
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$2,233$0
Note rate6.49%7.18%
Blended rate6.49%7.42%
1st payment$2,886.64$2,865.55
2nd payment$0.00$0.00
Taxes / mo$153.08$153.08
Insurance / mo$166.67$166.67
MI / mo$0.00$84.60
HOA / mo$119.00$119.00
Total monthly$3,325.39$3,388.90
Cash to close$23,408$47,000