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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$404,204$305,910
Remaining term (yrs)28.130.0
Secondary amount$0$0
Funding fee$2,021$0
Note rate6.44%7.18%
Blended rate6.44%7.42%
1st payment$2,594.17$2,072.34
2nd payment$0.00$0.00
Taxes / mo$158.17$158.17
Insurance / mo$150.00$150.00
MI / mo$0.00$61.18
HOA / mo$97.00$97.00
Total monthly$2,999.33$2,538.69
Cash to close$0$33,990