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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$414,022$389,250
Remaining term (yrs)28.630.0
Secondary amount$0$0
Funding fee$2,070$0
Note rate6.81%7.18%
Blended rate6.81%7.42%
1st payment$2,740.82$2,636.92
2nd payment$0.00$0.00
Taxes / mo$9.83$9.83
Insurance / mo$150.00$150.00
MI / mo$0.00$77.85
HOA / mo$114.00$114.00
Total monthly$3,014.65$2,988.60
Cash to close$18,478$43,250