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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$503,352$458,100
Remaining term (yrs)27.830.0
Secondary amount$0$0
Funding fee$2,517$0
Note rate6.85%7.18%
Blended rate6.85%7.42%
1st payment$3,374.58$3,103.33
2nd payment$0.00$0.00
Taxes / mo$285.67$285.67
Insurance / mo$166.67$166.67
MI / mo$0.00$91.62
HOA / mo$132.00$132.00
Total monthly$3,958.92$3,779.28
Cash to close$5,648$50,900