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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$620,393$571,410
Remaining term (yrs)29.230.0
Secondary amount$0$0
Funding fee$3,102$0
Note rate6.5%7.18%
Blended rate6.5%7.42%
1st payment$3,950.43$3,870.93
2nd payment$0.00$0.00
Taxes / mo$172.00$172.00
Insurance / mo$166.67$166.67
MI / mo$0.00$114.28
HOA / mo$110.00$110.00
Total monthly$4,399.09$4,433.88
Cash to close$14,507$63,490