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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$335,506$333,000
Remaining term (yrs)26.630.0
Secondary amount$0$0
Funding fee$1,678$0
Note rate6.34%7.18%
Blended rate6.34%7.42%
1st payment$2,175.54$2,255.86
2nd payment$0.00$0.00
Taxes / mo$112.08$112.08
Insurance / mo$150.00$150.00
MI / mo$0.00$66.60
HOA / mo$80.00$80.00
Total monthly$2,517.62$2,664.54
Cash to close$34,494$37,000