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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$323,200$306,000
Remaining term (yrs)27.130.0
Secondary amount$0$0
Funding fee$1,616$0
Note rate7.62%7.18%
Blended rate7.62%7.42%
1st payment$2,348.73$2,072.95
2nd payment$0.00$0.00
Taxes / mo$131.75$131.75
Insurance / mo$150.00$150.00
MI / mo$0.00$61.20
HOA / mo$100.00$100.00
Total monthly$2,730.48$2,515.90
Cash to close$16,800$34,000