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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$446,320$369,000
Remaining term (yrs)25.330.0
Secondary amount$0$0
Funding fee$2,232$0
Note rate3.55%7.18%
Blended rate3.55%7.42%
1st payment$2,223.51$2,499.73
2nd payment$0.00$0.00
Taxes / mo$116.67$116.67
Insurance / mo$0.00$0.00
MI / mo$0.00$73.80
HOA / mo$0.00$0.00
Total monthly$2,340.17$2,690.20
Cash to close$0$41,000