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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$957,743$778,500
Remaining term (yrs)28.230.0
Secondary amount$0$0
Funding fee$4,789$0
Note rate6.89%7.18%
Blended rate6.89%7.42%
1st payment$6,414.83$5,273.83
2nd payment$0.00$0.00
Taxes / mo$303.08$303.08
Insurance / mo$216.67$216.67
MI / mo$0.00$155.70
HOA / mo$192.00$192.00
Total monthly$7,126.58$6,141.28
Cash to close$0$86,500