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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$541,834$517,500
Remaining term (yrs)27.030.0
Secondary amount$0$0
Funding fee$2,709$0
Note rate7.22%7.18%
Blended rate7.22%7.42%
1st payment$3,801.07$3,505.73
2nd payment$0.00$0.00
Taxes / mo$249.92$249.92
Insurance / mo$166.67$166.67
MI / mo$0.00$103.50
HOA / mo$175.00$175.00
Total monthly$4,392.65$4,200.81
Cash to close$33,166$57,500