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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$238,789$234,000
Remaining term (yrs)24.730.0
Secondary amount$0$0
Funding fee$1,194$0
Note rate2.96%7.18%
Blended rate2.96%7.42%
1st payment$1,132.51$1,585.20
2nd payment$0.00$0.00
Taxes / mo$244.47$244.47
Insurance / mo$150.00$150.00
MI / mo$0.00$46.80
HOA / mo$25.00$25.00
Total monthly$1,551.99$2,051.47
Cash to close$21,211$26,000