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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$599,943$571,499
Remaining term (yrs)28.730.0
Secondary amount$0$0
Funding fee$3,000$0
Note rate6.58%7.18%
Blended rate6.58%7.42%
1st payment$3,873.69$3,871.53
2nd payment$0.00$0.00
Taxes / mo$188.92$188.92
Insurance / mo$166.67$166.67
MI / mo$0.00$114.30
HOA / mo$85.33$85.33
Total monthly$4,314.61$4,426.75
Cash to close$35,056$63,500