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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$687,333$629,991
Remaining term (yrs)28.330.0
Secondary amount$0$0
Funding fee$3,437$0
Note rate6.5%7.18%
Blended rate6.5%7.42%
1st payment$4,424.22$4,267.78
2nd payment$0.00$0.00
Taxes / mo$270.33$270.33
Insurance / mo$166.67$166.67
MI / mo$0.00$126.00
HOA / mo$0.00$0.00
Total monthly$4,861.22$4,830.78
Cash to close$12,657$69,999