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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$500,000$359,910
Remaining term (yrs)28.130.0
Secondary amount$0$0
Funding fee$2,500$0
Note rate0%7.18%
Blended rate0%7.42%
1st payment$1,388.89$2,438.16
2nd payment$0.00$0.00
Taxes / mo$164.42$164.42
Insurance / mo$150.00$150.00
MI / mo$0.00$71.98
HOA / mo$164.00$164.00
Total monthly$1,867.31$2,988.55
Cash to close$0$39,990