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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$0$0$530,910
Remaining term (yrs)——30.0
Secondary amount$0$530,910$0
Funding fee$0$0$0
Note rate0%0%7.18%
Blended rate0%7.75%7.42%
1st payment$0.00$0.00$3,596.57
2nd payment$0.00$3,428.79$0.00
Taxes / mo$11.17$11.17$11.17
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$106.18
HOA / mo$148.00$148.00$148.00
Total monthly$325.83$3,754.63$4,028.58
Cash to close$589,900$58,990$58,990