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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$315,640$314,910
Remaining term (yrs)26.130.0
Secondary amount$0$0
Funding fee$1,578$0
Note rate6.81%7.18%
Blended rate6.81%7.42%
1st payment$2,153.49$2,133.31
2nd payment$0.00$0.00
Taxes / mo$155.75$155.75
Insurance / mo$150.00$150.00
MI / mo$0.00$62.98
HOA / mo$86.00$86.00
Total monthly$2,545.24$2,588.04
Cash to close$34,260$34,990