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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$328,253$306,898
Remaining term (yrs)28.530.0
Secondary amount$0$0
Funding fee$1,641$0
Note rate6.5%7.18%
Blended rate6.5%7.42%
1st payment$2,108.63$2,079.04
2nd payment$0.00$0.00
Taxes / mo$82.17$82.17
Insurance / mo$150.00$150.00
MI / mo$0.00$61.38
HOA / mo$0.00$0.00
Total monthly$2,340.80$2,372.58
Cash to close$12,745$34,100