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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$434,089$413,550
Remaining term (yrs)29.430.0
Secondary amount$0$0
Funding fee$2,170$0
Note rate6.37%7.18%
Blended rate6.37%7.42%
1st payment$2,722.08$2,801.53
2nd payment$0.00$0.00
Taxes / mo$133.17$133.17
Insurance / mo$166.67$166.67
MI / mo$0.00$82.71
HOA / mo$91.67$91.67
Total monthly$3,113.58$3,275.75
Cash to close$25,411$45,950