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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$255,381$228,600
Remaining term (yrs)29.430.0
Secondary amount$0$0
Funding fee$1,277$0
Note rate6.37%7.18%
Blended rate6.37%7.42%
1st payment$1,601.44$1,548.62
2nd payment$0.00$0.00
Taxes / mo$56.75$56.75
Insurance / mo$150.00$150.00
MI / mo$0.00$45.72
HOA / mo$150.00$150.00
Total monthly$1,958.19$1,951.09
Cash to close$0$25,400