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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$461,325$454,500
Remaining term (yrs)26.930.0
Secondary amount$0$0
Funding fee$2,307$0
Note rate7.63%7.18%
Blended rate7.63%7.42%
1st payment$3,364.89$3,078.94
2nd payment$0.00$0.00
Taxes / mo$211.67$211.67
Insurance / mo$166.67$166.67
MI / mo$0.00$90.90
HOA / mo$102.00$102.00
Total monthly$3,845.22$3,650.17
Cash to close$43,675$50,500