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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$1,073,238$989,100
Remaining term (yrs)25.730.0
Secondary amount$0$0
Funding fee$5,366$0
Note rate4.99%7.18%
Blended rate4.99%7.42%
1st payment$6,166.42$6,700.51
2nd payment$0.00$0.00
Taxes / mo$313.67$313.67
Insurance / mo$216.67$216.67
MI / mo$0.00$197.82
HOA / mo$111.00$111.00
Total monthly$6,807.76$7,539.66
Cash to close$25,762$109,900