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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$266,892$252,000
Remaining term (yrs)26.930.0
Secondary amount$0$0
Funding fee$1,334$0
Note rate7.07%7.18%
Blended rate7.07%7.42%
1st payment$1,847.92$1,707.14
2nd payment$0.00$0.00
Taxes / mo$133.83$133.83
Insurance / mo$150.00$150.00
MI / mo$0.00$50.40
HOA / mo$0.00$0.00
Total monthly$2,131.76$2,041.37
Cash to close$13,108$28,000