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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$396,910$382,410
Remaining term (yrs)26.730.0
Secondary amount$0$0
Funding fee$1,985$0
Note rate6.71%7.18%
Blended rate6.71%7.42%
1st payment$2,661.28$2,590.58
2nd payment$0.00$0.00
Taxes / mo$210.58$210.58
Insurance / mo$150.00$150.00
MI / mo$0.00$76.48
HOA / mo$150.00$150.00
Total monthly$3,171.86$3,177.64
Cash to close$27,990$42,490